Fire is hot; water, cold.
Karma and Dharma
The most common explanation about karma is cause and effect. What that means is that whatever happens in our life, whatever we are facing, what we are dealing with, whatever upsets us and unhinges us, pain and suffering, whatever we have comes from some primary cause. But if you practice for some time then you see the meaning of karma in a broader way. That means that karma does not define our situation. What’s important is what kind of choices you make.
This is an important point. You cannot make excuses that “that is my karma,” because it is open, it is an open situation. What do you do with karma? What kind of choices do you make? If you make the right choices, then your karma might become your dharma. And then you can get free of your karma. Or at least, you can control your karma. We always work in this way, either karma controls you, or you control your karma. Having a human body means that we have some karma. You cannot get rid of it, you just can use it.